College
& Burdens
Evelyn
Williams
Argument
Issue Essay
Leslie
Jewkes
English
201-002W
College
of Western Idaho
May
6, 2013
Abstract
The issue of this essay is composed
around financial aid. Financial aid is one of the primary issues regarding
education and a basis for future careers. The argument surrounding this topic
is students should be prepared to bear the burden of claiming financial aid
since it impacts there future in more than one ways. The financial aid is seen
as a relief to those with little means to obtain a college degree and some view
financial aid as an overwhelming pressure. The disputes between those claiming
financial aid are good to those that see it as stressful are given. Despite the
changes the financial aid hands to students there are still issues whether the
student can handle it. The argument shows the two sides, claiming how the
student should be thoughtful on their approach to the subject.
College
& Burdens
People attending
colleges or universities are growing in numbers every day. People ranging from
fresh high school graduates to elders that are returning students attend
colleges. The increase in students attending college is due to the requirements
of a college degree for jobs and the availability of financial aid. With financial
aid, students are capable of attending college to gain the degree of their
choice for their chosen profession. With more people gaining higher education
the competition for jobs is rising. Financial aid sounds simple and easy to use
but in fact is difficult in general. Financial aid is good for people in need
of it, however, only those prepared to take on the responsibilities should take
financial aid. The weight of having financial aid can outweigh the benefits
regarding it.
Financial aid is a
program designed by the government to aid students in gaining higher
education. “The federal government began
to share the responsibility with states for subsidizing college students in
order to ensure equal opportunity to attend college” (Chen & St. John, p.1). In short, financial aid is student
loans used in the period the student enrolls in the college until the student
graduates or drops-out of their college. Getting started with financial aid “the
Free Application for Federal Student Aid—FAFSA—is the starting point for all
students who want financial aid” (Handel, p.12).
During the time, the student attends college the loans they can be used to gain
tools for study, housing and food expenses as well as use it at their
discretion. In the process of applying for financial aid, the information
inputted about the student’s living conditions and finance generates an
estimate of funds require for the student. With the fixed amount the student
accepts the loans but it is their own decision how they use it. Continuing using
the student’s loans there is a requirement on the student’s grades they must
get. After the student graduates, there is a six-month period the student
searches for a job before they start paying back those loans. (Evans Consulting, 2013)
When students
graduate high school, they have few options to choose from. Most families and
teachers advise the students of entering colleges for higher education. Some
graduates choose finding work instead of college because of the money that is
needed to enter college. In the career options the student who has only a high
school diploma is often pushed aside for the employee that holds the most job
experience and has a college degree. Many are unable to gain a job when
competing against other employees who have diplomas. Since employees with
little job experience and have no diplomas are able to get minimum pay jobs or
jobs at all they usually need attend college for that degree. If the student
can obtain a scholarship, they are able to attend the college but without the
scholarship, they must pay out of their own pocket. Tuition for most colleges
is expensive and when a student wants to go to college they usually go through
financial aid. With the help of financial aid, the students can gain the
diploma to obtain a job. (Evans Consulting, 2013)
Going to college
is a way of students readying themselves for the working world. Most college
students are usually eighteen years old and fresh out of high school. They can
go live out at the dorms of universities that have dorms and learn what it is
like to live on their own. “Student’s attend college to gain knowledge and
skills for obtaining employment and for graduate school admissions” (Walpole p.52). Sometimes parents are able to
help pay for the tuition of the college or university but most students get
jobs or rely on financial aid. “A
college education is a massive investment that is intended to shape your
future” (Coplin p.3).
With the help of
financial aid the students can get the items to help them throughout college.
Financial aid also benefits supporting a family when money is tight and jobs
are hard to come by. After the student inputs the family’s finance, the program
for applying for financial aid generates an estimate of how much money is
acquired to help the student through their college years. Bills for rent, food
and other expenses can be paid by using financial aid.
With the rate for
more degrees necessary for the job requirements, the type of degree is also in
demand. “The overall share of employment opportunities requiring a high school
diploma or less gets smaller” and the need for a degree increases (Carnevale, Smith, Stone, Kotamraju, Steuernagel,
& Green, p. 8). Bachelors and Associate degrees are the most sought
after degrees in jobs but when most employees have the degree the competition
will rise. It is a way to weed out prospected employees between a good employee
and a better employee. The longer the student needs to remain in college for
their degree the more financial aid they require. The employees with bachelor
degrees are in high demand compared to the associates’ degree. The graph below
shows an example between two types of jobs and the education requirements.
One of the many
reasons a student may hesitate getting financial aid is paying back the loans.
After six months loans needs to start getting paid off. However, the loans can
be paid for a little amount of money each month it makes paying it off longer.
“College tuition is likely to continue to increase at both private and public
schools” (Coplin, p.2). With the tuition
increasing the loans needed also increase causing the student’s debt to raise
higher. Unless the student plans carefully and is prepared to undertake the
burden of the loans the student may find themselves under more pressure than
before they started college.
Finding a job to
pay off the debt is strenuous and not always achieved even after getting the
degree. What employers search for in the potential employees isn’t just the
degree but the also the experience along with the attributes the employee may
have. Sitting for an interview to answer the employer’s questions help give
them an understanding what type of employee is. There are some graduates who
“took a job that paid a lot less than they expected to earn after they graduated” (Godofsky, Zukin, & Van Horn, p.7). The
paperwork to fill out the financial aid is a time consuming task and the stress
of school can cause the student to become ill. As stress is the most fatal to
the human body, adding the need to get high enough grades while planning for
future careers and holding a job at the same time is stressful. Knowing the
full weight of the burden of financial aid “is more likely to
increase…anxieties than relieve them” (Handel,
p.11).
Benefits in
getting financial aid are small and big but the misfortunes of having financial
aid are the same. Society continues to grow as does the complications added to
it. The more education the more requirements of that education is to have jobs.
The mental pressures of financial aid can grow until it is too heavy for the
students to bear the responsibilities. In trying to gain a better education to
obtain a better career for their life it helps them in the long run but if the
student is not careful it can backfire.
Works Cited
Carnevale, A., Smith, N., Stone, J., Kotamraju, P.,
Steuernagel, B., & Green, K. (2011). Career Clusters: Forecasting Demand
for High School through College Jobs 2008-2018. Lumina Foundation for
Education.
Chen, R., & St. John, E. (2011). State Financial
Policies and College Student Persistence: A National Study. Journal of
Higher Education, 629-660.
Coplin, B. (2012). 10 Things Employers Want You To
Learn In College. New York: Berkeley.
Evans Consulting. (2013). Resources. Retrieved
May 5, 2013, from https://ecgroupllc-web.sharepoint.com/Public/Resources/FinancialAidPerspectives/Pages/History.aspx?mobile=0
Godofsky, J., Zukin, C., & Van Horn, C. (2011).
Unfulfilled Expectations: Recent College Graduates Struggle in a Troubled
Economy. John J. Heldrich Center for Workforce Development, 41.
Handel, S. J. (2008). Aid and Advocacy: Why Community
College Transfer Students Do Not Apply for Financial Aid and How Counselors Can
Help Them Get in the Game. Journal of College Admission, 8-16.
Walpole, M. (2007). Economically and Educationally
Challenged Students in Higher Education: Access to Outcomes. Hoboken: Wiley
Periodicals, Inc.